The Currensea App is a travel debit card that links to your UK bank account. It is perfect if you are travelling outside of UK as it allows you to save money by having better FX(foreign exchange) rates than normal UK banks. You can easy connect Currensea App to your UK bank account and dont need to worry about the amount you want to top it up with before your trip- it automatically collects the amount you spend via Direct Debit from your UK bank account.
Specially targeting the frequent travellers or just about anyone who wants to get the better banking experience abroad we would suggets goin with their Premium Plan- especially for 0 FX fees and a eSIM which allows you to get 3GB of global data plan for your phone. We all know how those WiFI connections can be unreliable and in foreign country it can be a real pain.
To get £10 bonus you need to spend £100 in non UK currency in the first 120 days of registering.
Key Features
- Direct Bank Connection: Works with your existing account, so no extra steps are needed.
- Low Fees: Cheaper than banks and many travel cards.
- Direct Debit: No need to top up every time
- Real-Time Spending Alerts: Tracks transactions instantly.
- Secure and Reliable: Approved by the Financial Conduct Authority (FCA) and backed by Mastercard. Advanced security features: 2FA, spending notifications, spend limits, freeze card
Can I receive money on Currensea card?
As per today, Currensea doesnt offer UK bank account, and therefore you cant receive the foreign or domestic payments on the app itself. If you need to receive payment from abroad, provide the sender with your standard UK banking details.
However, you can send international transfers by tapping ‘more’ on the dashboard and selecting ‘money transfer’. From there you will be prompted to enter recipient details.
Can I connect my bank to Currensea app?
In the moment of writing(April 2025) they currently support following banks:
- Bank of Scotland
- Barclays
- Coutts
- First Direct
- Halifax
- HSBC
- Lloyds
- Nationwide
- NatWest
- RBS
- Santander
- TSB
- Ulster
- Virgin Money
Currensea Pricing Plans
Currensea offers three plans:
- Essential Plan: Free, with a 0.5% foreign transaction fee.
- Premium Plan: £39.95/year, with no foreign transaction fees. £500 free ATM withdraws per month +3 GB global data for your phone
- Elite Plan: £150/year, with extra benefits like Airport lounge acces and concierge service. £750 fee free ATM withdraws per month + 5 GB global data for your phone
User Reviews
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App Store: 4.9/5 from 7,000+ reviews.
Google Play: 4.7/5 from 2,000+ reviews.
How to Get Started
- Sign Up: Register on the Currensea website.
- Link Your Bank: Connect your UK bank account.
- Get Your Card: Currensea sends it by mail.
- Download the App: Available on iOS and Android.
- Start Using It: Spend abroad with low fees.
FAQs
Is Currensea available outside the UK? No, it is only for UK residents with a UK bank account.
Are there ATM withdrawal limits? Yes. The free plan allows up to £500 per month, Premium. £500, and Elite £750. After that, there is a 2% fee.
Can I use Currensea for online purchases? Yes, it works for both in-store and online international transactions.
For more details, visit the Currensea website.