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Revolut Weekend Fee: What It Costs and How to Avoid It (2026)

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Revolut’s exchange rate looks the same on a Saturday as on a Tuesday, so the weekend fee catches a lot of people out. On the free Standard plan, every currency exchange made between Friday evening and Sunday evening (New York time) costs an extra 1%. That includes the card payments Revolut converts for you while you’re on holiday.

This page explains when the fee applies, what it costs on each plan, where it stacks with Revolut’s other fees, and how to avoid it. Every figure below was checked against Revolut’s UK fee pages and help centre on 19 October 2026, linked as we go.

The Revolut weekend fee at a glance

Plan (UK)Monthly priceWeekend feeFair-usage limit on exchange
StandardFree1%£1,000/month, then 1%
Plus£3.990.5%£3,000/month, then 0.5%
Premium£8.99*NoneNo limit
Metal£16.99*NoneNo limit
Ultra£60NoneNo limit

*Revolut changed the Premium and Metal prices on 14 October 2026. The new price applies to new customers immediately and to existing customers from 19 December 2026. Sources: Revolut’s currency exchange fees and limits help article and the Standard, Plus, Premium, Metal and Ultra fee pages, checked 19 October 2026.

When exactly is “the weekend”?

Revolut’s window runs from 17:00 Friday to 18:00 Sunday, US Eastern Time. That’s when the main currency markets are closed. Revolut’s help centre puts it like this: “you may be charged a fee on all exchanges made on the weekend from 17:00 Friday to 18:00 Sunday, Eastern Time (ET).”

In UK time that’s usually 22:00 Friday to 23:00 Sunday. For about a week each spring and autumn, the US and UK change their clocks on different dates and the gap shrinks to four hours. During those weeks the window runs from 21:00 Friday to 22:00 Sunday UK time. Elsewhere in Europe, add another hour to the UK times.

Two things follow from that:

  • Saturday and most of Sunday are always inside the window. A Saturday-morning card payment abroad in a currency you don’t hold will be charged the fee.
  • Friday daytime and Sunday night are not. Exchange on Friday afternoon and you pay the weekday price.

Public holidays don’t add extra fee days unless they fall on a weekend.

What counts as an “exchange”?

This is the part people miss. The weekend fee isn’t only for the Exchange button in the app. It applies whenever Revolut converts money for you during the window:

  1. Manual exchanges in the app, such as GBP into EUR.
  2. Card payments in a currency you don’t hold. If you pay €40 for dinner in Lisbon and have no euros in your account, Revolut converts from your pounds at that moment, and the weekend fee applies.
  3. ATM withdrawals in a currency you don’t hold. Revolut’s cash withdrawal help article says that if you convert before withdrawing, or Revolut converts at withdrawal time, “you’re subject to currency exchange and weekend fees.”

What doesn’t trigger it: spending or withdrawing in a currency you already hold. If euros are sitting in your account and you pay in euros, nothing is converted and nothing is charged.

How the weekend fee stacks with the fair-usage fee

On Standard and Plus, the weekend fee is separate from Revolut’s monthly fair-usage limit, and both can apply to the same exchange:

  • Standard: the first £1,000 of exchanges in a rolling month is free of the fair-usage fee, and 1% is charged on everything above that. The weekend fee is a further 1% on any exchange inside the weekend window.
  • Plus: £3,000 a month free of the fair-usage fee, then 0.5%. The weekend fee is 0.5%.

The fair-usage limit counts all exchanges together: currencies, crypto and commodities. Revolut’s own example is a Standard customer who has exchanged £500 of currency, £300 of crypto and £200 of commodities in a month. That customer has used the whole £1,000 allowance.

A worked example (Standard plan). You’ve already exchanged £1,000 this month. On Saturday you pay for a £100 hotel bill in euros without holding any euros:

  • Fair-usage fee: 1% of £100 = £1
  • Weekend fee: 1% of £100 = £1
  • Total extra: £2, or 2% on top of Revolut’s exchange rate.

Do the same thing on Thursday, inside your first £1,000, and Revolut’s added fees are £0.

Five ways to avoid the Revolut weekend fee

1. Exchange before Friday evening

This is the simplest fix. If you’re travelling at the weekend, exchange what you expect to spend into the local currency on Friday before 22:00 UK time (or any earlier weekday). After that, every card payment and ATM withdrawal comes straight from that currency’s balance, so there’s no conversion and no weekend fee.

Leftover currency stays in your account. You can convert it back on a weekday, keeping in mind that converting back also counts toward your fair-usage limit.

2. Keep a balance in the currencies you spend often

If you’re paid in or regularly spend euros or dollars, keep a working balance in that currency and top it up on weekdays. The weekend fee only applies when money has to be converted at the moment you spend it.

3. Use a card that doesn’t add a weekend surcharge

Not every provider charges more on weekends. Wise says its conversion fees stay the same whatever day you convert. Currensea, the UK travel card that spends from your existing bank account, is covered in our Currensea review. A common setup is to keep Revolut for weekdays and use a second card at weekends. Our Currensea vs Wise vs Revolut comparison shows how the three compare on spending abroad.

4. Upgrade, but only if the maths works

Paying to get rid of the weekend fee only works out for people who exchange a lot at weekends:

  • Plus (£3.99/month) halves the weekend fee from 1% to 0.5%. The 0.5% saving only covers the £3.99 once you exchange about £800 a month at weekends.
  • Premium (£8.99/month for new customers) removes the weekend fee and the fair-usage limit. On weekend fees alone, it pays for itself compared with Standard at about £900 of weekend exchanges a month.

Those plans include other perks that may or may not be worth something to you. As a way of avoiding the weekend fee alone, most people are better off with option 1.

5. Check the cost before you confirm

For exchanges in the app, Revolut shows the rate, any fee and the total before you confirm. Its fee page notes one exception: a real-time card payment in a currency you don’t hold can’t be priced in advance, and the breakdown appears in the app afterwards. If you’re about to make a big weekend card payment, exchange in the app first so you can see what it will cost.

Is the weekend fee unfair?

Revolut’s explanation is that currency markets are closed at weekends, so it can’t hedge against the rate moving before Monday. The fee covers that risk. That’s a fair description of the problem. Whether 1% is the right price for that risk is a separate question, and Revolut doesn’t publish how it set the figure. Premium customers don’t pay the fee at all, which suggests it’s partly a pricing choice too.

The real issue is visibility. The fee is easy to avoid if you know about it, and easy to pay every weekend of a holiday if you don’t. Now you know about it.

Bottom line

The Revolut weekend fee is 1% on Standard and 0.5% on Plus, charged on every exchange between Friday 17:00 and Sunday 18:00 New York time, including automatic conversions on card payments and ATM withdrawals. Premium and above don’t pay it.

To avoid it on a free plan, exchange on a weekday before the trip and spend from that balance, or use a card without a weekend surcharge for Saturday and Sunday. If you’re planning cash withdrawals too, see our guide to Revolut’s ATM withdrawal limits and fees, which work the same way.

More on how Revolut compares: Currensea vs Wise vs Revolut · Wise vs Revolut vs N26 for freelancers · Is Revolut safe? For the bigger picture, start at our hub: how to get paid and spend across borders.

Check Revolut’s current plans · Open Wise

Sources: Revolut UK currency exchange fees and limits, cash withdrawal limits and fees, and the Standard, Plus, Premium, Metal and Ultra fee pages, all checked 19 October 2026. Revolut’s fees differ by country; outside the UK, check the fee page for your region in the app. This is general information, not financial advice.